SoFi
SoFi Checking and Savings
Up to $400- Opening Deposit
- Not published
- Requirements
- Open or use an eligible SoFi Checking and Savings account. New and existing members qualify only if they have never set up direct deposit with SoFi.
- Have SoFi receive and recognize the first eligible recurring income direct deposit of at least $1 by 12-31-2026; this starts the 25-calendar-day evaluation window.
- During that window, receive $1,000–$4,999.99 in total eligible direct deposits for $50, or at least $5,000 for $400. Deposits may arrive in Checking or Savings; only one bonus tier is paid.
- Keep SoFi Checking open and in good standing through payment. For joint accounts, direct-deposit activity counts toward the primary holder's eligibility.
- Monthly Fee
- $0
- Payout Timeline
- Within 7 business days after completing the bonus requirements and the 25-calendar-day evaluation period, paid into SoFi Checking.
- Availability
- Nationwide
- Offer Expiration