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No monthly fee checking bonuses

Accounts with no monthly maintenance fee, without needing a waiver.

2 matching active offers.

Compare checking account bonuses and requirements
Bank (Account)Bonus Amount (Promo Code)Opening DepositRequirementsMonthly FeePayout TimelineAvailabilityOffer ExpirationLink
Fifth Third Bank(Fifth Third Momentum Checking)$300Code provided with offer$0
  1. Open a new eligible Fifth Third Momentum Checking account using the promotional offer code by 01-04-2027.
  2. Receive qualifying direct deposits totaling $500 or more within 90 days of account opening.
  3. Keep the account open and in good standing through bonus payment.
$0Bonus is deposited within 10 business days after qualifying activity requirements are completed.
Check eligibilityState list is not published. Check eligibility with the bank.
View Offer
Capital One(360 Checking)$250
Code: CHECKING250
$0
  1. Open a new 360 Checking account using promo code CHECKING250.
  2. Receive at least two qualifying direct deposits of $500 or more each within 75 days of account opening.
  3. Keep the account open and in good standing until the bonus is deposited.
$0After the 75-day qualification period, eligibility is assessed and processing can take up to 60 additional days, so the bonus may take up to 135 days from account opening.NationwideNo published end dateView Offer
Fifth Third Bank

Fifth Third Momentum Checking

$300Code provided with offer
Opening Deposit
$0
Requirements
  1. Open a new eligible Fifth Third Momentum Checking account using the promotional offer code by 01-04-2027.
  2. Receive qualifying direct deposits totaling $500 or more within 90 days of account opening.
  3. Keep the account open and in good standing through bonus payment.
Monthly Fee
$0
Payout Timeline
Bonus is deposited within 10 business days after qualifying activity requirements are completed.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
View Offer
Capital One

360 Checking

$250
Code: CHECKING250
Opening Deposit
$0
Requirements
  1. Open a new 360 Checking account using promo code CHECKING250.
  2. Receive at least two qualifying direct deposits of $500 or more each within 75 days of account opening.
  3. Keep the account open and in good standing until the bonus is deposited.
Monthly Fee
$0
Payout Timeline
After the 75-day qualification period, eligibility is assessed and processing can take up to 60 additional days, so the bonus may take up to 135 days from account opening.
Availability
Nationwide
Offer Expiration
No published end date
View Offer

Read the complete requirements

A $0 maintenance fee does not exclude overdraft, wire or other service fees.

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