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Checking account bonuses

Find current checking account bonus offers

Compare signup bonuses, qualifying requirements, fees and deadlines from U.S. banks and credit unions.

15 active offersBonuses up to $2,0004 with no monthly fee2 without direct deposit

Current checking account offers

Compare the full requirements
Compare checking account bonuses and requirements
Bank (Account)Bonus Amount (Promo Code)Opening DepositRequirementsMonthly FeePayout TimelineAvailabilityOffer ExpirationLink
Wells Fargo(Premier Checking)

Relationship offer

$2,000Code provided with offer$25
  1. Request your bonus offer code from Wells Fargo's official page, then bring it to a branch to open or upgrade to Premier Checking by 01-13-2027. A new account requires at least $25 to open.
  2. Bring $250,000 or more in new deposits to qualifying linked accounts by day 45 after opening or upgrade.
  3. Maintain at least $250,000 in qualifying linked balances through day 90. Eligible balances include consumer checking, savings, CDs, FDIC-insured IRAs and qualifying Wells Fargo Advisors investment accounts; applicable bank fiduciary/custody accounts and annuities are excluded from the bonus.
  4. Keep the enrolled lead Premier account open and unrestricted through payment. Premier accounts linked to other Premier accounts do not qualify.
$35/moWaived with:

Maintain at least $250,000 in statement-ending qualifying linked consumer deposit and/or investment balances each fee period. Monthly fee-waiver definitions differ from the bonus's new-funds rules; confirm eligible linked accounts with the banker.

Within 30 calendar days after satisfying the day-90 holding requirements.
Check eligibilityState list is not published. Check eligibility with the bank.
View Offer
BMO(Smart Advantage Checking)

Regional offer

Up to $600Code provided with offer$25
  1. Open an eligible new BMO personal checking account through the official offer between 09-09-2026 and 12-15-2026 with at least $25. Online applications must be submitted and approved before 9 p.m. Central Time on the final day.
  2. Use the offer page's online opening button to apply the promo code automatically. For branch or phone opening, request the code from BMO's offer form and use it when opening.
  3. Beginning the month after opening, receive at least $1,000 in qualifying income direct deposits per calendar month to earn $100 for that month, up to $600 over six months.
  4. Keep an eligible checking account open, in good standing and with a positive balance when each monthly bonus is paid.
$0Each qualifying month's $100 bonus is paid approximately 10 days after the start of the following month; up to six monthly payments.
Select states onlyAZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI
View Offer
Bank of America(Bank of America Advantage Plus Banking)Up to $500$100
  1. Open a new eligible Bank of America Advantage Plus Banking account through the promotional page.
  2. Fund the account with the required minimum opening deposit.
  3. Within 90 days, receive qualifying direct deposits totaling at least $2,000 for $100, $5,000 for $300, or $10,000 or more for $500.
$12/moWaived with:

Receive at least one qualifying direct deposit of $250 or more each statement cycle.

Other ways to waive (2)
  • Maintain a minimum daily balance of $1,500 or more.
  • Have an account owner enrolled in BofA Rewards and qualify for the Preferred Plus, Preferred Honors, or Premier tier.
Bank of America states that it will attempt to pay the earned bonus within 60 days after the requirements are satisfied and the deposit period ends.NationwideView Offer
Truist(Truist One Checking)$500Code provided with offer$50
  1. Open a new Truist One Checking account using a valid promo code by 02-02-2027.
  2. Receive at least 2 qualifying direct deposits totaling $2,000 or more within 120 days.
  3. Complete at least 20 qualifying debit card purchases within the same 120-day period.
$12/moWaived with:

Receive $500 or more in total qualifying direct deposits per statement cycle.

Other ways to waive (5)
  • Primary account owner is under age 25 or age 62 or older.
  • Maintain a total combined ledger balance of $500 or more in Truist related accounts.
  • Have a personal Truist credit card, mortgage, or consumer loan, including LightStream.
  • Have a linked eligible small business checking account.
  • Primary account owner is a student.
Reward is deposited within 10 business days after all qualification requirements have been met and verified.
Select states onlyAL, AR, DC, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV
View Offer
U.S. Bank(Bank Smartly Checking)Up to $450$25
  1. Open a new U.S. Bank Smartly Checking account through the promotional offer by 11-10-2026.
  2. Fund the account with at least $25 within 60 days of account opening.
  3. Enroll in the U.S. Bank Mobile App or online banking within 90 days.
  4. Complete at least two qualifying direct deposits within 90 days totaling $2,000-$4,999.99 for $250, $5,000-$7,999.99 for $350, or $8,000 or more for $450.
$12/moWaived with:

Receive combined monthly direct deposits totaling $1,500 or more.

Other ways to waive (5)
  • Maintain an average account balance of $1,500 or more.
  • Own or open a U.S. Bank Smartly Visa Signature credit card.
  • Own an eligible U.S. Bank small business checking account.
  • Qualify for Smart Rewards Gold, Platinum, or Platinum Plus tier.
  • Qualify for an eligible customer group such as age 13-24, age 65 or older, military, Workplace-Financial Wellness Program, or U.S. Bank Global Transition Solutions.
Bonus is credited within 30 days after all offer requirements are completed.
Check eligibilityState list is not published. Check eligibility with the bank.
View Offer
Chase(Chase Total Checking)$400$0
  1. Open a new Chase Total Checking account through the official promotional offer page.
  2. Receive qualifying direct deposits totaling $1,000 or more within 90 days of offer enrollment.
  3. Keep the enrolled account open and unrestricted through the time the bonus is paid.
$15/moWaived with:

Receive $500 or more in qualifying electronic deposits each monthly statement period.

Other ways to waive (3)
  • Maintain a balance of $1,500 or more at the beginning of each day.
  • Maintain a $5,000 or more average beginning day balance in this account or in combination with qualifying linked personal deposits or investments.
  • Link the account to a qualifying Chase checking account.
Bonus is deposited within 15 days after all qualifying requirements are completed.NationwideView Offer
Huntington Bank(Huntington Perks Checking)$400Code provided with offer$0
  1. Open a new Huntington Perks Checking account with the promotion code by 12-31-2026.
  2. Receive total qualifying direct deposits of $500 or more within 90 days of account opening.
  3. Keep the account open for at least 90 days.
$10/moWaived with:

Receive $1,000 or more in total monthly deposits.

Other ways to waive (1)
  • Maintain at least $5,000 in total relationship balances.
After the requirements are met and the account has remained open for at least 90 days, Huntington deposits the bonus within 14 days.
Select states onlyCO, IL, IN, KY, MI, MN, NC, OH, PA, SC, TX, WV, WI
View Offer
PNC Bank(Virtual Wallet with Performance Select)$400$0
  1. Open a new eligible PNC Virtual Wallet with Performance Select through the official promotion by 01-07-2027.
  2. Receive total qualifying direct deposits of at least $5,000 into the Spend account within the first 60 days.
  3. Remain in the eligible product and keep the account open through reward payment.
$25/moWaived with:

Receive $5,000 in qualifying monthly direct deposits to the Spend account during the statement period.

Other ways to waive (3)
  • Maintain a $5,000 combined average monthly balance in Spend and up to seven linked PNC consumer checking accounts, including Reserve.
  • Maintain a $25,000 combined average monthly balance across linked PNC consumer deposit and/or PNC Wealth Management accounts.
  • Account holder is a PNC employee.
Reward is credited 60 to 90 days after all qualifying conditions are met.
Select states onlyAL, CA, DE, DC, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV
View Offer
SoFi(SoFi Checking and Savings)Up to $400Not published
  1. Open or use an eligible SoFi Checking and Savings account. New and existing members qualify only if they have never set up direct deposit with SoFi.
  2. Have SoFi receive and recognize the first eligible recurring income direct deposit of at least $1 by 12-31-2026; this starts the 25-calendar-day evaluation window.
  3. During that window, receive $1,000–$4,999.99 in total eligible direct deposits for $50, or at least $5,000 for $400. Deposits may arrive in Checking or Savings; only one bonus tier is paid.
  4. Keep SoFi Checking open and in good standing through payment. For joint accounts, direct-deposit activity counts toward the primary holder's eligibility.
$0Within 7 business days after completing the bonus requirements and the 25-calendar-day evaluation period, paid into SoFi Checking.NationwideView Offer
Wells Fargo(Everyday Checking)$325Code provided with offer$25
  1. Open a new eligible Everyday Checking account using the official offer by 01-13-2027; the published account opening minimum is $25.
  2. Apply through the official online offer to apply the bonus code automatically, or request the code by email from Wells Fargo and bring it to a branch.
  3. Receive $1,000 or more in qualifying electronic income deposits within 90 calendar days after opening.
  4. Keep the enrolled account open and unrestricted until the bonus is paid.
$15/moWaived with:

Receive at least $500 in total qualifying electronic deposits each fee period.

Other ways to waive (4)
  • Maintain a $1,500 minimum daily balance.
  • Maintain at least $5,000 in qualifying deposit balances, investment balances or both, measured under Wells Fargo's fee-period rules.
  • Primary account owner is age 17–24.
  • Receive a qualifying monthly non-civilian military direct deposit under Wells Fargo Worldwide Military Banking.
Within 30 calendar days after all offer requirements are met.NationwideView Offer
Fifth Third Bank(Fifth Third Momentum Checking)$300Code provided with offer$0
  1. Open a new eligible Fifth Third Momentum Checking account using the promotional offer code by 01-04-2027.
  2. Receive qualifying direct deposits totaling $500 or more within 90 days of account opening.
  3. Keep the account open and in good standing through bonus payment.
$0Bonus is deposited within 10 business days after qualifying activity requirements are completed.
Check eligibilityState list is not published. Check eligibility with the bank.
View Offer
SouthState Bank(SouthState Checking)$300
Code: 300BONUS
$0
  1. Open an eligible personal checking account with code 300BONUS; SouthState at Work is excluded.
  2. Opening deposit: $0 online or $25 at a branch.
  3. Within 60 calendar days, complete 15 posted and cleared debit purchases/payments AND either $250 cumulative qualifying income direct deposits OR qualifying third-party automatic drafts of at least $25.
  4. Drafts must use account/routing numbers; recurring debit-card payments, person-to-person and instant payments do not qualify. Direct-deposit exclusions include internal transfers, mobile/debit-card deposits, person-to-person/instant payments and branch/ATM deposits.
$5/moWaived with:

Enroll in Online Banking and eStatements by each statement cycle's final day. Losing either restores the $5 charge.

Within 2 business days AFTER the 60-calendar-day qualifying period ends, if all conditions are met.
Check eligibilityState list is not published. Check eligibility with the bank.
No published end dateView Offer
TD Bank(TD Beyond Checking)$300$0
  1. Open a new TD Beyond Checking account through the qualifying TD offer website by 11-30-2026. No minimum opening deposit is required.
  2. Within 60 days, receive at least $2,500 total in qualifying direct deposits; every counted deposit must be a payroll, pension or government-benefit payment of $250 or more.
  3. Keep the account open and unrestricted through payment. Avoid closing within six months after opening, when TD can recover a bonus already paid.
$25/moWaived with:

Receive at least $5,000 in direct deposits per statement cycle; the $2,500 bonus threshold alone does not satisfy this waiver.

Other ways to waive (2)
  • Maintain a $2,500 minimum daily balance.
  • Maintain at least $25,000 in minimum daily combined eligible linked balances, including deposit accounts and qualifying home-equity or mortgage balances in good standing; credit cards and personal loans are excluded.
On or before 180 days after account opening, once qualifying activity is completed; this is not 180 days after deposit completion.
Check eligibilityState list is not published. Check eligibility with the bank.
View Offer
Capital One(360 Checking)$250
Code: CHECKING250
$0
  1. Open a new 360 Checking account using promo code CHECKING250.
  2. Receive at least two qualifying direct deposits of $500 or more each within 75 days of account opening.
  3. Keep the account open and in good standing until the bonus is deposited.
$0After the 75-day qualification period, eligibility is assessed and processing can take up to 60 additional days, so the bonus may take up to 135 days from account opening.NationwideNo published end dateView Offer
TD Bank(TD Complete Checking)$200$0
  1. Open a new TD Complete Checking account through the qualifying TD offer website by 11-30-2026. No minimum opening deposit is required.
  2. Within 60 days, receive at least $500 total in qualifying direct deposits; every counted deposit must be a payroll, pension or government-benefit payment of $250 or more.
  3. Keep the account open and unrestricted through payment. Avoid closing within six months after opening, when TD can recover a bonus already paid.
$15/moWaived with:

Receive at least $500 in direct deposits per statement cycle.

Other ways to waive (3)
  • Maintain a $500 minimum daily balance.
  • Maintain at least $5,000 in minimum daily combined balances across linked personal deposit accounts.
  • Primary account holder is age 17–23; standard fee rules apply at age 24.
On or before 180 days after account opening, once qualifying activity is completed; this is not 180 days after deposit completion.
Check eligibilityState list is not published. Check eligibility with the bank.
View Offer
Wells Fargo

Premier Checking

$2,000Code provided with offer

Relationship offer

Opening Deposit
$25
Requirements
  1. Request your bonus offer code from Wells Fargo's official page, then bring it to a branch to open or upgrade to Premier Checking by 01-13-2027. A new account requires at least $25 to open.
  2. Bring $250,000 or more in new deposits to qualifying linked accounts by day 45 after opening or upgrade.
  3. Maintain at least $250,000 in qualifying linked balances through day 90. Eligible balances include consumer checking, savings, CDs, FDIC-insured IRAs and qualifying Wells Fargo Advisors investment accounts; applicable bank fiduciary/custody accounts and annuities are excluded from the bonus.
  4. Keep the enrolled lead Premier account open and unrestricted through payment. Premier accounts linked to other Premier accounts do not qualify.
Monthly Fee
$35/moWaived with:

Maintain at least $250,000 in statement-ending qualifying linked consumer deposit and/or investment balances each fee period. Monthly fee-waiver definitions differ from the bonus's new-funds rules; confirm eligible linked accounts with the banker.

Payout Timeline
Within 30 calendar days after satisfying the day-90 holding requirements.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
View Offer
BMO

Smart Advantage Checking

Up to $600Code provided with offer

Regional offer

Opening Deposit
$25
Requirements
  1. Open an eligible new BMO personal checking account through the official offer between 09-09-2026 and 12-15-2026 with at least $25. Online applications must be submitted and approved before 9 p.m. Central Time on the final day.
  2. Use the offer page's online opening button to apply the promo code automatically. For branch or phone opening, request the code from BMO's offer form and use it when opening.
  3. Beginning the month after opening, receive at least $1,000 in qualifying income direct deposits per calendar month to earn $100 for that month, up to $600 over six months.
  4. Keep an eligible checking account open, in good standing and with a positive balance when each monthly bonus is paid.
Monthly Fee
$0
Payout Timeline
Each qualifying month's $100 bonus is paid approximately 10 days after the start of the following month; up to six monthly payments.
Availability
Select states onlyAZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI
Offer Expiration
View Offer
Bank of America

Bank of America Advantage Plus Banking

Up to $500
Opening Deposit
$100
Requirements
  1. Open a new eligible Bank of America Advantage Plus Banking account through the promotional page.
  2. Fund the account with the required minimum opening deposit.
  3. Within 90 days, receive qualifying direct deposits totaling at least $2,000 for $100, $5,000 for $300, or $10,000 or more for $500.
Monthly Fee
$12/moWaived with:

Receive at least one qualifying direct deposit of $250 or more each statement cycle.

Other ways to waive (2)
  • Maintain a minimum daily balance of $1,500 or more.
  • Have an account owner enrolled in BofA Rewards and qualify for the Preferred Plus, Preferred Honors, or Premier tier.
Payout Timeline
Bank of America states that it will attempt to pay the earned bonus within 60 days after the requirements are satisfied and the deposit period ends.
Availability
Nationwide
Offer Expiration
View Offer
Truist

Truist One Checking

$500Code provided with offer
Opening Deposit
$50
Requirements
  1. Open a new Truist One Checking account using a valid promo code by 02-02-2027.
  2. Receive at least 2 qualifying direct deposits totaling $2,000 or more within 120 days.
  3. Complete at least 20 qualifying debit card purchases within the same 120-day period.
Monthly Fee
$12/moWaived with:

Receive $500 or more in total qualifying direct deposits per statement cycle.

Other ways to waive (5)
  • Primary account owner is under age 25 or age 62 or older.
  • Maintain a total combined ledger balance of $500 or more in Truist related accounts.
  • Have a personal Truist credit card, mortgage, or consumer loan, including LightStream.
  • Have a linked eligible small business checking account.
  • Primary account owner is a student.
Payout Timeline
Reward is deposited within 10 business days after all qualification requirements have been met and verified.
Availability
Select states onlyAL, AR, DC, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV
Offer Expiration
View Offer
U.S. Bank

Bank Smartly Checking

Up to $450
Opening Deposit
$25
Requirements
  1. Open a new U.S. Bank Smartly Checking account through the promotional offer by 11-10-2026.
  2. Fund the account with at least $25 within 60 days of account opening.
  3. Enroll in the U.S. Bank Mobile App or online banking within 90 days.
  4. Complete at least two qualifying direct deposits within 90 days totaling $2,000-$4,999.99 for $250, $5,000-$7,999.99 for $350, or $8,000 or more for $450.
Monthly Fee
$12/moWaived with:

Receive combined monthly direct deposits totaling $1,500 or more.

Other ways to waive (5)
  • Maintain an average account balance of $1,500 or more.
  • Own or open a U.S. Bank Smartly Visa Signature credit card.
  • Own an eligible U.S. Bank small business checking account.
  • Qualify for Smart Rewards Gold, Platinum, or Platinum Plus tier.
  • Qualify for an eligible customer group such as age 13-24, age 65 or older, military, Workplace-Financial Wellness Program, or U.S. Bank Global Transition Solutions.
Payout Timeline
Bonus is credited within 30 days after all offer requirements are completed.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
View Offer
Chase

Chase Total Checking

$400
Opening Deposit
$0
Requirements
  1. Open a new Chase Total Checking account through the official promotional offer page.
  2. Receive qualifying direct deposits totaling $1,000 or more within 90 days of offer enrollment.
  3. Keep the enrolled account open and unrestricted through the time the bonus is paid.
Monthly Fee
$15/moWaived with:

Receive $500 or more in qualifying electronic deposits each monthly statement period.

Other ways to waive (3)
  • Maintain a balance of $1,500 or more at the beginning of each day.
  • Maintain a $5,000 or more average beginning day balance in this account or in combination with qualifying linked personal deposits or investments.
  • Link the account to a qualifying Chase checking account.
Payout Timeline
Bonus is deposited within 15 days after all qualifying requirements are completed.
Availability
Nationwide
Offer Expiration
View Offer
Huntington Bank

Huntington Perks Checking

$400Code provided with offer
Opening Deposit
$0
Requirements
  1. Open a new Huntington Perks Checking account with the promotion code by 12-31-2026.
  2. Receive total qualifying direct deposits of $500 or more within 90 days of account opening.
  3. Keep the account open for at least 90 days.
Monthly Fee
$10/moWaived with:

Receive $1,000 or more in total monthly deposits.

Other ways to waive (1)
  • Maintain at least $5,000 in total relationship balances.
Payout Timeline
After the requirements are met and the account has remained open for at least 90 days, Huntington deposits the bonus within 14 days.
Availability
Select states onlyCO, IL, IN, KY, MI, MN, NC, OH, PA, SC, TX, WV, WI
Offer Expiration
View Offer
PNC Bank

Virtual Wallet with Performance Select

$400
Opening Deposit
$0
Requirements
  1. Open a new eligible PNC Virtual Wallet with Performance Select through the official promotion by 01-07-2027.
  2. Receive total qualifying direct deposits of at least $5,000 into the Spend account within the first 60 days.
  3. Remain in the eligible product and keep the account open through reward payment.
Monthly Fee
$25/moWaived with:

Receive $5,000 in qualifying monthly direct deposits to the Spend account during the statement period.

Other ways to waive (3)
  • Maintain a $5,000 combined average monthly balance in Spend and up to seven linked PNC consumer checking accounts, including Reserve.
  • Maintain a $25,000 combined average monthly balance across linked PNC consumer deposit and/or PNC Wealth Management accounts.
  • Account holder is a PNC employee.
Payout Timeline
Reward is credited 60 to 90 days after all qualifying conditions are met.
Availability
Select states onlyAL, CA, DE, DC, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV
Offer Expiration
View Offer
SoFi

SoFi Checking and Savings

Up to $400
Opening Deposit
Not published
Requirements
  1. Open or use an eligible SoFi Checking and Savings account. New and existing members qualify only if they have never set up direct deposit with SoFi.
  2. Have SoFi receive and recognize the first eligible recurring income direct deposit of at least $1 by 12-31-2026; this starts the 25-calendar-day evaluation window.
  3. During that window, receive $1,000–$4,999.99 in total eligible direct deposits for $50, or at least $5,000 for $400. Deposits may arrive in Checking or Savings; only one bonus tier is paid.
  4. Keep SoFi Checking open and in good standing through payment. For joint accounts, direct-deposit activity counts toward the primary holder's eligibility.
Monthly Fee
$0
Payout Timeline
Within 7 business days after completing the bonus requirements and the 25-calendar-day evaluation period, paid into SoFi Checking.
Availability
Nationwide
Offer Expiration
View Offer
Wells Fargo

Everyday Checking

$325Code provided with offer
Opening Deposit
$25
Requirements
  1. Open a new eligible Everyday Checking account using the official offer by 01-13-2027; the published account opening minimum is $25.
  2. Apply through the official online offer to apply the bonus code automatically, or request the code by email from Wells Fargo and bring it to a branch.
  3. Receive $1,000 or more in qualifying electronic income deposits within 90 calendar days after opening.
  4. Keep the enrolled account open and unrestricted until the bonus is paid.
Monthly Fee
$15/moWaived with:

Receive at least $500 in total qualifying electronic deposits each fee period.

Other ways to waive (4)
  • Maintain a $1,500 minimum daily balance.
  • Maintain at least $5,000 in qualifying deposit balances, investment balances or both, measured under Wells Fargo's fee-period rules.
  • Primary account owner is age 17–24.
  • Receive a qualifying monthly non-civilian military direct deposit under Wells Fargo Worldwide Military Banking.
Payout Timeline
Within 30 calendar days after all offer requirements are met.
Availability
Nationwide
Offer Expiration
View Offer
Fifth Third Bank

Fifth Third Momentum Checking

$300Code provided with offer
Opening Deposit
$0
Requirements
  1. Open a new eligible Fifth Third Momentum Checking account using the promotional offer code by 01-04-2027.
  2. Receive qualifying direct deposits totaling $500 or more within 90 days of account opening.
  3. Keep the account open and in good standing through bonus payment.
Monthly Fee
$0
Payout Timeline
Bonus is deposited within 10 business days after qualifying activity requirements are completed.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
View Offer
SouthState Bank

SouthState Checking

$300
Code: 300BONUS
Opening Deposit
$0
Requirements
  1. Open an eligible personal checking account with code 300BONUS; SouthState at Work is excluded.
  2. Opening deposit: $0 online or $25 at a branch.
  3. Within 60 calendar days, complete 15 posted and cleared debit purchases/payments AND either $250 cumulative qualifying income direct deposits OR qualifying third-party automatic drafts of at least $25.
  4. Drafts must use account/routing numbers; recurring debit-card payments, person-to-person and instant payments do not qualify. Direct-deposit exclusions include internal transfers, mobile/debit-card deposits, person-to-person/instant payments and branch/ATM deposits.
Monthly Fee
$5/moWaived with:

Enroll in Online Banking and eStatements by each statement cycle's final day. Losing either restores the $5 charge.

Payout Timeline
Within 2 business days AFTER the 60-calendar-day qualifying period ends, if all conditions are met.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
No published end date
View Offer
TD Bank

TD Beyond Checking

$300
Opening Deposit
$0
Requirements
  1. Open a new TD Beyond Checking account through the qualifying TD offer website by 11-30-2026. No minimum opening deposit is required.
  2. Within 60 days, receive at least $2,500 total in qualifying direct deposits; every counted deposit must be a payroll, pension or government-benefit payment of $250 or more.
  3. Keep the account open and unrestricted through payment. Avoid closing within six months after opening, when TD can recover a bonus already paid.
Monthly Fee
$25/moWaived with:

Receive at least $5,000 in direct deposits per statement cycle; the $2,500 bonus threshold alone does not satisfy this waiver.

Other ways to waive (2)
  • Maintain a $2,500 minimum daily balance.
  • Maintain at least $25,000 in minimum daily combined eligible linked balances, including deposit accounts and qualifying home-equity or mortgage balances in good standing; credit cards and personal loans are excluded.
Payout Timeline
On or before 180 days after account opening, once qualifying activity is completed; this is not 180 days after deposit completion.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
View Offer
Capital One

360 Checking

$250
Code: CHECKING250
Opening Deposit
$0
Requirements
  1. Open a new 360 Checking account using promo code CHECKING250.
  2. Receive at least two qualifying direct deposits of $500 or more each within 75 days of account opening.
  3. Keep the account open and in good standing until the bonus is deposited.
Monthly Fee
$0
Payout Timeline
After the 75-day qualification period, eligibility is assessed and processing can take up to 60 additional days, so the bonus may take up to 135 days from account opening.
Availability
Nationwide
Offer Expiration
No published end date
View Offer
TD Bank

TD Complete Checking

$200
Opening Deposit
$0
Requirements
  1. Open a new TD Complete Checking account through the qualifying TD offer website by 11-30-2026. No minimum opening deposit is required.
  2. Within 60 days, receive at least $500 total in qualifying direct deposits; every counted deposit must be a payroll, pension or government-benefit payment of $250 or more.
  3. Keep the account open and unrestricted through payment. Avoid closing within six months after opening, when TD can recover a bonus already paid.
Monthly Fee
$15/moWaived with:

Receive at least $500 in direct deposits per statement cycle.

Other ways to waive (3)
  • Maintain a $500 minimum daily balance.
  • Maintain at least $5,000 in minimum daily combined balances across linked personal deposit accounts.
  • Primary account holder is age 17–23; standard fee rules apply at age 24.
Payout Timeline
On or before 180 days after account opening, once qualifying activity is completed; this is not 180 days after deposit completion.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
View Offer
Search, filter and compare all offers →

Business checking offers

Compare bonuses for eligible businesses, with separate balance and account requirements.

Compare business checking bonuses and requirements
Bank (Account)Bonus Amount (Promo Code)Opening DepositRequirementsMonthly FeePayout TimelineAvailabilityOffer ExpirationLink
BMO(Simple Business Checking)

Business offerPublic offer

$400–$1,500Code provided with offer$100
  1. Open BMO Digital, Simple, Premium or Elite Business Checking through the official offer between 09-01-2026 and 02-01-2027 with at least $100. Online applications must be submitted before 9 p.m. Central Time on the final day.
  2. Use the official online opening button for automatic promo-code application; for branch opening, request and present the code supplied by BMO's offer form.
  3. On day 30 have at least $4,000 for $400, $25,000 for $750, $50,000 for $1,000 or $100,000 for $1,500. Keep that minimum daily balance from day 31 through day 90.
  4. Dropping below the assigned tier can reduce the bonus to the lowest tier reached; dropping below $4,000 fails the minimum. Increasing funds after day 30 does not raise the assigned bonus.
  5. Keep the eligible business account open, in good standing and with a positive balance through bonus payment.
$10/moWaived with:

For Simple Business Checking, maintain at least a $100 average collected balance per statement period. Other eligible products have different fees and waiver thresholds; see the account-options section.

Within 14 days after meeting the requirements through day 90, approximately day 104 from the start of tracking.
Check eligibilityState list is not published. Check eligibility with the bank.
View Offer
BMO

Simple Business Checking

$400–$1,500Code provided with offer

Business offerPublic offer

Opening Deposit
$100
Requirements
  1. Open BMO Digital, Simple, Premium or Elite Business Checking through the official offer between 09-01-2026 and 02-01-2027 with at least $100. Online applications must be submitted before 9 p.m. Central Time on the final day.
  2. Use the official online opening button for automatic promo-code application; for branch opening, request and present the code supplied by BMO's offer form.
  3. On day 30 have at least $4,000 for $400, $25,000 for $750, $50,000 for $1,000 or $100,000 for $1,500. Keep that minimum daily balance from day 31 through day 90.
  4. Dropping below the assigned tier can reduce the bonus to the lowest tier reached; dropping below $4,000 fails the minimum. Increasing funds after day 30 does not raise the assigned bonus.
  5. Keep the eligible business account open, in good standing and with a positive balance through bonus payment.
Monthly Fee
$10/moWaived with:

For Simple Business Checking, maintain at least a $100 average collected balance per statement period. Other eligible products have different fees and waiver thresholds; see the account-options section.

Payout Timeline
Within 14 days after meeting the requirements through day 90, approximately day 104 from the start of tracking.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
View Offer
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