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The comparison

Checking account bonus offers

Start with the bonus. Then compare what it takes to earn it.

11 current offers.

Compare checking account bonuses and requirements
Bank (Account)Bonus Amount (Promo Code)Opening DepositRequirementsMonthly FeePayout TimelineAvailabilityOffer ExpirationLink
Bank of America(Bank of America Advantage Plus Banking)Up to $500$100
  1. Open a new eligible Bank of America Advantage Plus Banking account through the promotional page.
  2. Fund the account with the required minimum opening deposit.
  3. Within 90 days, receive qualifying direct deposits totaling at least $2,000 for $100, $5,000 for $300, or $10,000 or more for $500.
$12/moWaived with:

Receive at least one qualifying direct deposit of $250 or more each statement cycle.

Other ways to waive (2)
  • Maintain a minimum daily balance of $1,500 or more.
  • Have an account owner enrolled in BofA Rewards and qualify for the Preferred Plus, Preferred Honors, or Premier tier.
Bank of America states that it will attempt to pay the earned bonus within 60 days after the requirements are satisfied and the deposit period ends.NationwideView Offer
Truist(Truist One Checking)$500Code provided with offer$50
  1. Open a new Truist One Checking account using a valid promo code by 02-02-2027.
  2. Receive at least 2 qualifying direct deposits totaling $2,000 or more within 120 days.
  3. Complete at least 20 qualifying debit card purchases within the same 120-day period.
$12/moWaived with:

Receive $500 or more in total qualifying direct deposits per statement cycle.

Other ways to waive (5)
  • Primary account owner is under age 25 or age 62 or older.
  • Maintain a total combined ledger balance of $500 or more in Truist related accounts.
  • Have a personal Truist credit card, mortgage, or consumer loan, including LightStream.
  • Have a linked eligible small business checking account.
  • Primary account owner is a student.
Reward is deposited within 10 business days after all qualification requirements have been met and verified.
Select states onlyAL, AR, DC, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV
View Offer
U.S. Bank(Bank Smartly Checking)Up to $450$25
  1. Open a new U.S. Bank Smartly Checking account through the promotional offer by 11-10-2026.
  2. Fund the account with at least $25 within 60 days of account opening.
  3. Enroll in the U.S. Bank Mobile App or online banking within 90 days.
  4. Complete at least two qualifying direct deposits within 90 days totaling $2,000-$4,999.99 for $250, $5,000-$7,999.99 for $350, or $8,000 or more for $450.
$12/moWaived with:

Receive combined monthly direct deposits totaling $1,500 or more.

Other ways to waive (5)
  • Maintain an average account balance of $1,500 or more.
  • Own or open a U.S. Bank Smartly Visa Signature credit card.
  • Own an eligible U.S. Bank small business checking account.
  • Qualify for Smart Rewards Gold, Platinum, or Platinum Plus tier.
  • Qualify for an eligible customer group such as age 13-24, age 65 or older, military, Workplace-Financial Wellness Program, or U.S. Bank Global Transition Solutions.
Bonus is credited within 30 days after all offer requirements are completed.
Check eligibilityState list is not published. Check eligibility with the bank.
View Offer
Chase(Chase Total Checking)$400$0
  1. Open a new Chase Total Checking account through the official promotional offer page.
  2. Receive qualifying direct deposits totaling $1,000 or more within 90 days of offer enrollment.
  3. Keep the enrolled account open and unrestricted through the time the bonus is paid.
$15/moWaived with:

Receive $500 or more in qualifying electronic deposits each monthly statement period.

Other ways to waive (3)
  • Maintain a balance of $1,500 or more at the beginning of each day.
  • Maintain a $5,000 or more average beginning day balance in this account or in combination with qualifying linked personal deposits or investments.
  • Link the account to a qualifying Chase checking account.
Bonus is deposited within 15 days after all qualifying requirements are completed.NationwideView Offer
Huntington Bank(Huntington Perks Checking)$400Code provided with offer$0
  1. Open a new Huntington Perks Checking account with the promotion code by 12-31-2026.
  2. Receive total qualifying direct deposits of $500 or more within 90 days of account opening.
  3. Keep the account open for at least 90 days.
$10/moWaived with:

Receive $1,000 or more in total monthly deposits.

Other ways to waive (1)
  • Maintain at least $5,000 in total relationship balances.
After the requirements are met and the account has remained open for at least 90 days, Huntington deposits the bonus within 14 days.
Select states onlyCO, IL, IN, KY, MI, MN, NC, OH, PA, SC, TX, WV, WI
View Offer
PNC Bank(Virtual Wallet with Performance Select)$400$0
  1. Open a new eligible PNC Virtual Wallet with Performance Select through the official promotion by 01-07-2027.
  2. Receive total qualifying direct deposits of at least $5,000 into the Spend account within the first 60 days.
  3. Remain in the eligible product and keep the account open through reward payment.
$25/moWaived with:

Receive $5,000 in qualifying monthly direct deposits to the Spend account during the statement period.

Other ways to waive (3)
  • Maintain a $5,000 combined average monthly balance in Spend and up to seven linked PNC consumer checking accounts, including Reserve.
  • Maintain a $25,000 combined average monthly balance across linked PNC consumer deposit and/or PNC Wealth Management accounts.
  • Account holder is a PNC employee.
Reward is credited 60 to 90 days after all qualifying conditions are met.
Select states onlyAL, CA, DE, DC, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV
View Offer
Wells Fargo(Everyday Checking)

Targeted offerInvitation or specific eligibility may be required

$400
Code: ABLFOE
$25
  1. Confirm invitation eligibility with Wells Fargo before using code ABLFOE to open an approved new eligible consumer checking account by 10-20-2026.
  2. Open through the official promotion page or at a Wells Fargo branch; Everyday Checking requires a $25 opening deposit.
  3. Receive at least $1,000 in qualifying electronic deposits within 90 calendar days of opening.
  4. Keep the account open until Wells Fargo deposits the bonus.
$15/moWaived with:

Receive at least $500 in total qualifying electronic deposits each fee period.

Other ways to waive (4)
  • Maintain a minimum daily balance of $1,500.
  • Hold at least $5,000 in qualifying deposit and/or investment balances under the bank's eligible-account rules.
  • Have a primary account owner aged 17–24.
  • Receive a qualifying monthly non-civilian military direct deposit under Worldwide Military Banking.
Paid within 30 calendar days after all qualifying requirements are met.NationwideView Offer
Citi(Regular Checking)$325$0
  1. Open a new eligible Citi Regular Checking account through the promotional offer.
  2. Receive at least two qualifying Enhanced Direct Deposits.
  3. The qualifying Enhanced Direct Deposits must total $3,000 or more within 90 days of account opening.
$15/moWaived with:

Receive $250 or more in Enhanced Direct Deposits during the applicable calendar month.

Other ways to waive (1)
  • Qualify for an eligible Citi Relationship Tier.
Bonus is credited within 30 calendar days after the qualifying requirements are met.NationwideView Offer
Wells Fargo(Everyday Checking)$325Code provided with offer$25
  1. Open a new eligible Everyday Checking account using the official promotional page and bonus offer code.
  2. Fund the account with the $25 minimum opening deposit.
  3. Receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening.
$15/moWaived with:

Receive $500 or more in total qualifying electronic deposits each fee period.

Other ways to waive (4)
  • Maintain a $1,500 minimum daily balance.
  • Maintain $5,000 or more in qualifying deposit balances, investment balances, or both.
  • Primary account owner is age 17 through 24.
  • Receive a qualifying monthly non-civilian military direct deposit through the Wells Fargo Worldwide Military Banking program.
Bonus is deposited within 30 calendar days after all offer requirements are met.NationwideView Offer
Fifth Third Bank(Fifth Third Momentum Checking)$300Code provided with offer$0
  1. Open a new eligible Fifth Third Momentum Checking account using the promotional offer code by 01-04-2027.
  2. Receive qualifying direct deposits totaling $500 or more within 90 days of account opening.
  3. Keep the account open and in good standing through bonus payment.
$0Bonus is deposited within 10 business days after qualifying activity requirements are completed.
Check eligibilityState list is not published. Check eligibility with the bank.
View Offer
Capital One(360 Checking)$250
Code: CHECKING250
$0
  1. Open a new 360 Checking account using promo code CHECKING250.
  2. Receive at least two qualifying direct deposits of $500 or more each within 75 days of account opening.
  3. Keep the account open and in good standing until the bonus is deposited.
$0After the 75-day qualification period, eligibility is assessed and processing can take up to 60 additional days, so the bonus may take up to 135 days from account opening.NationwideNo published end dateView Offer
Bank of America

Bank of America Advantage Plus Banking

Up to $500
Opening Deposit
$100
Requirements
  1. Open a new eligible Bank of America Advantage Plus Banking account through the promotional page.
  2. Fund the account with the required minimum opening deposit.
  3. Within 90 days, receive qualifying direct deposits totaling at least $2,000 for $100, $5,000 for $300, or $10,000 or more for $500.
Monthly Fee
$12/moWaived with:

Receive at least one qualifying direct deposit of $250 or more each statement cycle.

Other ways to waive (2)
  • Maintain a minimum daily balance of $1,500 or more.
  • Have an account owner enrolled in BofA Rewards and qualify for the Preferred Plus, Preferred Honors, or Premier tier.
Payout Timeline
Bank of America states that it will attempt to pay the earned bonus within 60 days after the requirements are satisfied and the deposit period ends.
Availability
Nationwide
Offer Expiration
View Offer
Truist

Truist One Checking

$500Code provided with offer
Opening Deposit
$50
Requirements
  1. Open a new Truist One Checking account using a valid promo code by 02-02-2027.
  2. Receive at least 2 qualifying direct deposits totaling $2,000 or more within 120 days.
  3. Complete at least 20 qualifying debit card purchases within the same 120-day period.
Monthly Fee
$12/moWaived with:

Receive $500 or more in total qualifying direct deposits per statement cycle.

Other ways to waive (5)
  • Primary account owner is under age 25 or age 62 or older.
  • Maintain a total combined ledger balance of $500 or more in Truist related accounts.
  • Have a personal Truist credit card, mortgage, or consumer loan, including LightStream.
  • Have a linked eligible small business checking account.
  • Primary account owner is a student.
Payout Timeline
Reward is deposited within 10 business days after all qualification requirements have been met and verified.
Availability
Select states onlyAL, AR, DC, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV
Offer Expiration
View Offer
U.S. Bank

Bank Smartly Checking

Up to $450
Opening Deposit
$25
Requirements
  1. Open a new U.S. Bank Smartly Checking account through the promotional offer by 11-10-2026.
  2. Fund the account with at least $25 within 60 days of account opening.
  3. Enroll in the U.S. Bank Mobile App or online banking within 90 days.
  4. Complete at least two qualifying direct deposits within 90 days totaling $2,000-$4,999.99 for $250, $5,000-$7,999.99 for $350, or $8,000 or more for $450.
Monthly Fee
$12/moWaived with:

Receive combined monthly direct deposits totaling $1,500 or more.

Other ways to waive (5)
  • Maintain an average account balance of $1,500 or more.
  • Own or open a U.S. Bank Smartly Visa Signature credit card.
  • Own an eligible U.S. Bank small business checking account.
  • Qualify for Smart Rewards Gold, Platinum, or Platinum Plus tier.
  • Qualify for an eligible customer group such as age 13-24, age 65 or older, military, Workplace-Financial Wellness Program, or U.S. Bank Global Transition Solutions.
Payout Timeline
Bonus is credited within 30 days after all offer requirements are completed.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
View Offer
Chase

Chase Total Checking

$400
Opening Deposit
$0
Requirements
  1. Open a new Chase Total Checking account through the official promotional offer page.
  2. Receive qualifying direct deposits totaling $1,000 or more within 90 days of offer enrollment.
  3. Keep the enrolled account open and unrestricted through the time the bonus is paid.
Monthly Fee
$15/moWaived with:

Receive $500 or more in qualifying electronic deposits each monthly statement period.

Other ways to waive (3)
  • Maintain a balance of $1,500 or more at the beginning of each day.
  • Maintain a $5,000 or more average beginning day balance in this account or in combination with qualifying linked personal deposits or investments.
  • Link the account to a qualifying Chase checking account.
Payout Timeline
Bonus is deposited within 15 days after all qualifying requirements are completed.
Availability
Nationwide
Offer Expiration
View Offer
Huntington Bank

Huntington Perks Checking

$400Code provided with offer
Opening Deposit
$0
Requirements
  1. Open a new Huntington Perks Checking account with the promotion code by 12-31-2026.
  2. Receive total qualifying direct deposits of $500 or more within 90 days of account opening.
  3. Keep the account open for at least 90 days.
Monthly Fee
$10/moWaived with:

Receive $1,000 or more in total monthly deposits.

Other ways to waive (1)
  • Maintain at least $5,000 in total relationship balances.
Payout Timeline
After the requirements are met and the account has remained open for at least 90 days, Huntington deposits the bonus within 14 days.
Availability
Select states onlyCO, IL, IN, KY, MI, MN, NC, OH, PA, SC, TX, WV, WI
Offer Expiration
View Offer
PNC Bank

Virtual Wallet with Performance Select

$400
Opening Deposit
$0
Requirements
  1. Open a new eligible PNC Virtual Wallet with Performance Select through the official promotion by 01-07-2027.
  2. Receive total qualifying direct deposits of at least $5,000 into the Spend account within the first 60 days.
  3. Remain in the eligible product and keep the account open through reward payment.
Monthly Fee
$25/moWaived with:

Receive $5,000 in qualifying monthly direct deposits to the Spend account during the statement period.

Other ways to waive (3)
  • Maintain a $5,000 combined average monthly balance in Spend and up to seven linked PNC consumer checking accounts, including Reserve.
  • Maintain a $25,000 combined average monthly balance across linked PNC consumer deposit and/or PNC Wealth Management accounts.
  • Account holder is a PNC employee.
Payout Timeline
Reward is credited 60 to 90 days after all qualifying conditions are met.
Availability
Select states onlyAL, CA, DE, DC, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV
Offer Expiration
View Offer
Wells Fargo

Everyday Checking

$400
Code: ABLFOE

Targeted offerInvitation or specific eligibility may be required

Opening Deposit
$25
Requirements
  1. Confirm invitation eligibility with Wells Fargo before using code ABLFOE to open an approved new eligible consumer checking account by 10-20-2026.
  2. Open through the official promotion page or at a Wells Fargo branch; Everyday Checking requires a $25 opening deposit.
  3. Receive at least $1,000 in qualifying electronic deposits within 90 calendar days of opening.
  4. Keep the account open until Wells Fargo deposits the bonus.
Monthly Fee
$15/moWaived with:

Receive at least $500 in total qualifying electronic deposits each fee period.

Other ways to waive (4)
  • Maintain a minimum daily balance of $1,500.
  • Hold at least $5,000 in qualifying deposit and/or investment balances under the bank's eligible-account rules.
  • Have a primary account owner aged 17–24.
  • Receive a qualifying monthly non-civilian military direct deposit under Worldwide Military Banking.
Payout Timeline
Paid within 30 calendar days after all qualifying requirements are met.
Availability
Nationwide
Offer Expiration
View Offer
Citi

Regular Checking

$325
Opening Deposit
$0
Requirements
  1. Open a new eligible Citi Regular Checking account through the promotional offer.
  2. Receive at least two qualifying Enhanced Direct Deposits.
  3. The qualifying Enhanced Direct Deposits must total $3,000 or more within 90 days of account opening.
Monthly Fee
$15/moWaived with:

Receive $250 or more in Enhanced Direct Deposits during the applicable calendar month.

Other ways to waive (1)
  • Qualify for an eligible Citi Relationship Tier.
Payout Timeline
Bonus is credited within 30 calendar days after the qualifying requirements are met.
Availability
Nationwide
Offer Expiration
View Offer
Wells Fargo

Everyday Checking

$325Code provided with offer
Opening Deposit
$25
Requirements
  1. Open a new eligible Everyday Checking account using the official promotional page and bonus offer code.
  2. Fund the account with the $25 minimum opening deposit.
  3. Receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening.
Monthly Fee
$15/moWaived with:

Receive $500 or more in total qualifying electronic deposits each fee period.

Other ways to waive (4)
  • Maintain a $1,500 minimum daily balance.
  • Maintain $5,000 or more in qualifying deposit balances, investment balances, or both.
  • Primary account owner is age 17 through 24.
  • Receive a qualifying monthly non-civilian military direct deposit through the Wells Fargo Worldwide Military Banking program.
Payout Timeline
Bonus is deposited within 30 calendar days after all offer requirements are met.
Availability
Nationwide
Offer Expiration
View Offer
Fifth Third Bank

Fifth Third Momentum Checking

$300Code provided with offer
Opening Deposit
$0
Requirements
  1. Open a new eligible Fifth Third Momentum Checking account using the promotional offer code by 01-04-2027.
  2. Receive qualifying direct deposits totaling $500 or more within 90 days of account opening.
  3. Keep the account open and in good standing through bonus payment.
Monthly Fee
$0
Payout Timeline
Bonus is deposited within 10 business days after qualifying activity requirements are completed.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
View Offer
Capital One

360 Checking

$250
Code: CHECKING250
Opening Deposit
$0
Requirements
  1. Open a new 360 Checking account using promo code CHECKING250.
  2. Receive at least two qualifying direct deposits of $500 or more each within 75 days of account opening.
  3. Keep the account open and in good standing until the bonus is deposited.
Monthly Fee
$0
Payout Timeline
After the 75-day qualification period, eligibility is assessed and processing can take up to 60 additional days, so the bonus may take up to 135 days from account opening.
Availability
Nationwide
Offer Expiration
No published end date
View Offer

Before you open an account

Offer terms, eligibility, fees and availability can change. Review the financial institution’s current terms before opening an account.

Location results include offers with documented eligibility for your selected state. Unspecified bank footprints are omitted from state-specific results; check the official source for those offers.

Read the comparison guide →