U.S. Bank
Bank Smartly Checking
Up to $450- Opening Deposit
- $25
- Requirements
- Open a new U.S. Bank Smartly Checking account through the promotional offer by 11-10-2026.
- Fund the account with at least $25 within 60 days of account opening.
- Enroll in the U.S. Bank Mobile App or online banking within 90 days.
- Complete at least two qualifying direct deposits within 90 days totaling $2,000-$4,999.99 for $250, $5,000-$7,999.99 for $350, or $8,000 or more for $450.
- Monthly Fee
- $12/moWaived with:
Receive combined monthly direct deposits totaling $1,500 or more.
Other ways to waive (5)
- Maintain an average account balance of $1,500 or more.
- Own or open a U.S. Bank Smartly Visa Signature credit card.
- Own an eligible U.S. Bank small business checking account.
- Qualify for Smart Rewards Gold, Platinum, or Platinum Plus tier.
- Qualify for an eligible customer group such as age 13-24, age 65 or older, military, Workplace-Financial Wellness Program, or U.S. Bank Global Transition Solutions.
- Payout Timeline
- Bonus is credited within 30 days after all offer requirements are completed.
- Availability
Check eligibility
State list is not published. Check eligibility with the bank.- Offer Expiration