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Capital One, N.A. / 360 Checking

Capital One 360 Checking $250 Direct Deposit Bonus

Public offer

Current offer

Bonus
$250
Direct deposit
$1,000+At least 2 qualifying deposits
Qualify within
75 days
Monthly fee
$0
Opening deposit
$0
Availability
Nationwide
Offer ends
No published end date
View official offer (opens in a new tab)↗See how to qualify ↓

Offer terms, eligibility, fees and availability can change. Review the financial institution’s current terms before opening an account.

How to earn the bonus

  1. Open a new 360 Checking account using promo code CHECKING250.
  2. Receive at least two qualifying direct deposits of $500 or more each within 75 days of account opening.
  3. Keep the account open and in good standing until the bonus is deposited.

Promo code

CHECKING250

Direct deposit and qualifying activity

Receive at least 2 qualifying direct deposits of $500 or more each within 75 days of account opening.

Receive two qualifying direct deposits of at least $500 each within 75 days of opening.

Minimum opening deposit

$0

Offer timeline

  1. Open the account

    Open a new 360 Checking account using promo code CHECKING250.

  2. Complete requirements

    Receive two qualifying direct deposits of at least $500 each within 75 days of opening.

  3. Expected bonus payout

    After the 75-day qualification period, eligibility is assessed and processing can take up to 60 additional days, so the bonus may take up to 135 days from account opening.

  4. Account closure and payout conditions

    The account must be open and in good standing when the bonus is deposited.

Monthly fee and how to waive it

$0

No monthly maintenance fee. Other account fees may apply.

Eligibility and previous-customer rules

New-customer rule

Not eligible if you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after 01-01-2024.

Availability

Available online to eligible U.S. consumers.

Deadline, payout and account closure

Offer ends

No published end date

No fixed public end date is published. Capital One reserves the right to end or change the offer before acceptance.

Expected bonus payout

After the 75-day qualification period, eligibility is assessed and processing can take up to 60 additional days, so the bonus may take up to 135 days from account opening.

Closure and payout conditions

The account must be open and in good standing when the bonus is deposited.

Official information

Related current offers

Compare checking account bonuses and requirements
Bank (Account)Bonus Amount (Promo Code)Opening DepositRequirementsMonthly FeePayout TimelineAvailabilityOffer ExpirationLink
Bank of America(Bank of America Advantage Plus Banking)Up to $500$100
  1. Open a new eligible Bank of America Advantage Plus Banking account through the promotional page.
  2. Fund the account with the required minimum opening deposit.
  3. Within 90 days, receive qualifying direct deposits totaling at least $2,000 for $100, $5,000 for $300, or $10,000 or more for $500.
$12/moWaived with:

Receive at least one qualifying direct deposit of $250 or more each statement cycle.

Other ways to waive (2)
  • Maintain a minimum daily balance of $1,500 or more.
  • Have an account owner enrolled in BofA Rewards and qualify for the Preferred Plus, Preferred Honors, or Premier tier.
Bank of America states that it will attempt to pay the earned bonus within 60 days after the requirements are satisfied and the deposit period ends.NationwideView Offer
Truist(Truist One Checking)$500Code provided with offer$50
  1. Open a new Truist One Checking account using a valid promo code by 02-02-2027.
  2. Receive at least 2 qualifying direct deposits totaling $2,000 or more within 120 days.
  3. Complete at least 20 qualifying debit card purchases within the same 120-day period.
$12/moWaived with:

Receive $500 or more in total qualifying direct deposits per statement cycle.

Other ways to waive (5)
  • Primary account owner is under age 25 or age 62 or older.
  • Maintain a total combined ledger balance of $500 or more in Truist related accounts.
  • Have a personal Truist credit card, mortgage, or consumer loan, including LightStream.
  • Have a linked eligible small business checking account.
  • Primary account owner is a student.
Reward is deposited within 10 business days after all qualification requirements have been met and verified.
Select states onlyAL, AR, DC, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV
View Offer
U.S. Bank(Bank Smartly Checking)Up to $450$25
  1. Open a new U.S. Bank Smartly Checking account through the promotional offer by 11-10-2026.
  2. Fund the account with at least $25 within 60 days of account opening.
  3. Enroll in the U.S. Bank Mobile App or online banking within 90 days.
  4. Complete at least two qualifying direct deposits within 90 days totaling $2,000-$4,999.99 for $250, $5,000-$7,999.99 for $350, or $8,000 or more for $450.
$12/moWaived with:

Receive combined monthly direct deposits totaling $1,500 or more.

Other ways to waive (5)
  • Maintain an average account balance of $1,500 or more.
  • Own or open a U.S. Bank Smartly Visa Signature credit card.
  • Own an eligible U.S. Bank small business checking account.
  • Qualify for Smart Rewards Gold, Platinum, or Platinum Plus tier.
  • Qualify for an eligible customer group such as age 13-24, age 65 or older, military, Workplace-Financial Wellness Program, or U.S. Bank Global Transition Solutions.
Bonus is credited within 30 days after all offer requirements are completed.
Check eligibilityState list is not published. Check eligibility with the bank.
View Offer
Bank of America

Bank of America Advantage Plus Banking

Up to $500
Opening Deposit
$100
Requirements
  1. Open a new eligible Bank of America Advantage Plus Banking account through the promotional page.
  2. Fund the account with the required minimum opening deposit.
  3. Within 90 days, receive qualifying direct deposits totaling at least $2,000 for $100, $5,000 for $300, or $10,000 or more for $500.
Monthly Fee
$12/moWaived with:

Receive at least one qualifying direct deposit of $250 or more each statement cycle.

Other ways to waive (2)
  • Maintain a minimum daily balance of $1,500 or more.
  • Have an account owner enrolled in BofA Rewards and qualify for the Preferred Plus, Preferred Honors, or Premier tier.
Payout Timeline
Bank of America states that it will attempt to pay the earned bonus within 60 days after the requirements are satisfied and the deposit period ends.
Availability
Nationwide
Offer Expiration
View Offer
Truist

Truist One Checking

$500Code provided with offer
Opening Deposit
$50
Requirements
  1. Open a new Truist One Checking account using a valid promo code by 02-02-2027.
  2. Receive at least 2 qualifying direct deposits totaling $2,000 or more within 120 days.
  3. Complete at least 20 qualifying debit card purchases within the same 120-day period.
Monthly Fee
$12/moWaived with:

Receive $500 or more in total qualifying direct deposits per statement cycle.

Other ways to waive (5)
  • Primary account owner is under age 25 or age 62 or older.
  • Maintain a total combined ledger balance of $500 or more in Truist related accounts.
  • Have a personal Truist credit card, mortgage, or consumer loan, including LightStream.
  • Have a linked eligible small business checking account.
  • Primary account owner is a student.
Payout Timeline
Reward is deposited within 10 business days after all qualification requirements have been met and verified.
Availability
Select states onlyAL, AR, DC, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV
Offer Expiration
View Offer
U.S. Bank

Bank Smartly Checking

Up to $450
Opening Deposit
$25
Requirements
  1. Open a new U.S. Bank Smartly Checking account through the promotional offer by 11-10-2026.
  2. Fund the account with at least $25 within 60 days of account opening.
  3. Enroll in the U.S. Bank Mobile App or online banking within 90 days.
  4. Complete at least two qualifying direct deposits within 90 days totaling $2,000-$4,999.99 for $250, $5,000-$7,999.99 for $350, or $8,000 or more for $450.
Monthly Fee
$12/moWaived with:

Receive combined monthly direct deposits totaling $1,500 or more.

Other ways to waive (5)
  • Maintain an average account balance of $1,500 or more.
  • Own or open a U.S. Bank Smartly Visa Signature credit card.
  • Own an eligible U.S. Bank small business checking account.
  • Qualify for Smart Rewards Gold, Platinum, or Platinum Plus tier.
  • Qualify for an eligible customer group such as age 13-24, age 65 or older, military, Workplace-Financial Wellness Program, or U.S. Bank Global Transition Solutions.
Payout Timeline
Bonus is credited within 30 days after all offer requirements are completed.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
View Offer

Understand the requirements