How to earn the bonus
- Confirm invitation eligibility with Wells Fargo before using code ABLFOE to open an approved new eligible consumer checking account by 10-20-2026.
- Open through the official promotion page or at a Wells Fargo branch; Everyday Checking requires a $25 opening deposit.
- Receive at least $1,000 in qualifying electronic deposits within 90 calendar days of opening.
- Keep the account open until Wells Fargo deposits the bonus.
Promo code
ABLFOEDirect deposit and qualifying activity
Receive at least $1,000 in qualifying electronic deposits within 90 calendar days of opening. Eligible deposits include posted ACH income deposits, RTP/FedNow instant payments and qualifying third-party debit-card credits. Account transfers, mobile deposits, Zelle and branch/ATM deposits do not qualify.
Qualifying deposits must post within 90 calendar days of account opening. Early Pay Day deposits count when posted, not while pending.
Minimum opening deposit
$25
Offer timeline
Open the account
Confirm invitation eligibility with Wells Fargo before using code ABLFOE to open an approved new eligible consumer checking account by 10-20-2026.
Complete requirements
Qualifying deposits must post within 90 calendar days of account opening. Early Pay Day deposits count when posted, not while pending.
Expected bonus payout
Paid within 30 calendar days after all qualifying requirements are met.
Account closure and payout conditions
The new account must be open when Wells Fargo attempts to credit the bonus. Zero-balance accounts may be closed without prior notice.
Monthly fee and how to waive it
$15/mo
How to waive it
- Receive at least $500 in total qualifying electronic deposits each fee period.
- Maintain a minimum daily balance of $1,500.
- Hold at least $5,000 in qualifying deposit and/or investment balances under the bank's eligible-account rules.
- Have a primary account owner aged 17–24.
- Receive a qualifying monthly non-civilian military direct deposit under Worldwide Military Banking.
Eligibility and previous-customer rules
New-customer rule
For new Wells Fargo consumer checking customers; only the primary owner of the new account is eligible.
Previous-bonus rule
Customers who received a Wells Fargo consumer checking bonus within the previous 12 months are ineligible.
Other restrictions
Wells Fargo employees, non-resident aliens, foreign entities using IRS Form W-8 and Wells Fargo Private Bank deposit accounts are excluded. Approval is required. Limit one bonus per customer/account; cannot be combined with another consumer deposit offer. The offer is non-transferable. Suspected promotion abuse may result in account restrictions or bonus reversal.
Availability
Available nationwide to eligible invitation holders, with online and branch opening options. Confirm that the promotion and bonus code apply to you.
This promotion is targeted. Confirm that the invitation or customer-specific offer applies to you.
Deadline, payout and account closure
Offer ends
Open the eligible account with the applicable offer code by 10-20-2026. The bank may change or discontinue the promotion without notice.
Expected bonus payout
Paid within 30 calendar days after all qualifying requirements are met.
Closure and payout conditions
The new account must be open when Wells Fargo attempts to credit the bonus. Zero-balance accounts may be closed without prior notice.