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SouthState Bank, N.A. / SouthState Checking

SouthState Checking $300 Bonus

Public offer

Current offer

Bonus
$300
Direct deposit
Not required
Qualify within
60 days
Monthly fee
$5/moWaivable
Opening deposit
$0
Availability
Check location eligibility
Offer ends
No published end date
View official offer (opens in a new tab)↗See how to qualify ↓

Offer terms, eligibility, fees and availability can change. Review the financial institution’s current terms before opening an account.

How to earn the bonus

  1. Open an eligible personal checking account with code 300BONUS; SouthState at Work is excluded.
  2. Opening deposit: $0 online or $25 at a branch.
  3. Within 60 calendar days, complete 15 posted and cleared debit purchases/payments AND either $250 cumulative qualifying income direct deposits OR qualifying third-party automatic drafts of at least $25.
  4. Drafts must use account/routing numbers; recurring debit-card payments, person-to-person and instant payments do not qualify. Direct-deposit exclusions include internal transfers, mobile/debit-card deposits, person-to-person/instant payments and branch/ATM deposits.

Promo code

300BONUS

Direct deposit and qualifying activity

Choose $250 cumulative qualifying income direct deposits OR third-party preauthorized automatic drafts of at least $25. Also complete 15 posted, cleared debit purchases/payments within 60 calendar days.

60 calendar days from opening; non-business-day openings use the next business day.

Minimum opening deposit

$0

Offer timeline

  1. Open the account

    Open an eligible personal checking account with code 300BONUS; SouthState at Work is excluded.

  2. Complete requirements

    60 calendar days from opening; non-business-day openings use the next business day.

  3. Expected bonus payout

    Within 2 business days AFTER the 60-calendar-day qualifying period ends, if all conditions are met.

  4. Account closure and payout conditions

    Keep the account open and its product type unchanged until payment.

Monthly fee and how to waive it

$5/mo

How to waive it

  • Enroll in Online Banking and eStatements by each statement cycle's final day. Losing either restores the $5 charge.

Eligibility and previous-customer rules

New-customer rule

No owner/joint owner may currently hold, or have held within 12 months, a SouthState personal checking account.

Previous-bonus rule

Any primary/joint owner's prior eligible SouthState personal checking bonus disqualifies the account.

Other restrictions

Employees/subsidiary employees excluded. One promotion cannot be combined with another deposit offer or transferred.

Availability

Residency restrictions may apply; confirm address eligibility with SouthState. No state list is published in the promotion.

Deadline, payout and account closure

Offer ends

No published end date

No published end date; the bank may change or withdraw the promotion.

Expected bonus payout

Within 2 business days AFTER the 60-calendar-day qualifying period ends, if all conditions are met.

Closure and payout conditions

Keep the account open and its product type unchanged until payment.

Official information

Related current offers

Compare checking account bonuses and requirements
Bank (Account)Bonus Amount (Promo Code)Opening DepositRequirementsMonthly FeePayout TimelineAvailabilityOffer ExpirationLink
Wells Fargo(Premier Checking)

Relationship offer

$2,000Code provided with offer$25
  1. Request your bonus offer code from Wells Fargo's official page, then bring it to a branch to open or upgrade to Premier Checking by 01-13-2027. A new account requires at least $25 to open.
  2. Bring $250,000 or more in new deposits to qualifying linked accounts by day 45 after opening or upgrade.
  3. Maintain at least $250,000 in qualifying linked balances through day 90. Eligible balances include consumer checking, savings, CDs, FDIC-insured IRAs and qualifying Wells Fargo Advisors investment accounts; applicable bank fiduciary/custody accounts and annuities are excluded from the bonus.
  4. Keep the enrolled lead Premier account open and unrestricted through payment. Premier accounts linked to other Premier accounts do not qualify.
$35/moWaived with:

Maintain at least $250,000 in statement-ending qualifying linked consumer deposit and/or investment balances each fee period. Monthly fee-waiver definitions differ from the bonus's new-funds rules; confirm eligible linked accounts with the banker.

Within 30 calendar days after satisfying the day-90 holding requirements.
Check eligibilityState list is not published. Check eligibility with the bank.
View Offer
BMO(Smart Advantage Checking)

Regional offer

Up to $600Code provided with offer$25
  1. Open an eligible new BMO personal checking account through the official offer between 09-09-2026 and 12-15-2026 with at least $25. Online applications must be submitted and approved before 9 p.m. Central Time on the final day.
  2. Use the offer page's online opening button to apply the promo code automatically. For branch or phone opening, request the code from BMO's offer form and use it when opening.
  3. Beginning the month after opening, receive at least $1,000 in qualifying income direct deposits per calendar month to earn $100 for that month, up to $600 over six months.
  4. Keep an eligible checking account open, in good standing and with a positive balance when each monthly bonus is paid.
$0Each qualifying month's $100 bonus is paid approximately 10 days after the start of the following month; up to six monthly payments.
Select states onlyAZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI
View Offer
Bank of America(Bank of America Advantage Plus Banking)Up to $500$100
  1. Open a new eligible Bank of America Advantage Plus Banking account through the promotional page.
  2. Fund the account with the required minimum opening deposit.
  3. Within 90 days, receive qualifying direct deposits totaling at least $2,000 for $100, $5,000 for $300, or $10,000 or more for $500.
$12/moWaived with:

Receive at least one qualifying direct deposit of $250 or more each statement cycle.

Other ways to waive (2)
  • Maintain a minimum daily balance of $1,500 or more.
  • Have an account owner enrolled in BofA Rewards and qualify for the Preferred Plus, Preferred Honors, or Premier tier.
Bank of America states that it will attempt to pay the earned bonus within 60 days after the requirements are satisfied and the deposit period ends.NationwideView Offer
Wells Fargo

Premier Checking

$2,000Code provided with offer

Relationship offer

Opening Deposit
$25
Requirements
  1. Request your bonus offer code from Wells Fargo's official page, then bring it to a branch to open or upgrade to Premier Checking by 01-13-2027. A new account requires at least $25 to open.
  2. Bring $250,000 or more in new deposits to qualifying linked accounts by day 45 after opening or upgrade.
  3. Maintain at least $250,000 in qualifying linked balances through day 90. Eligible balances include consumer checking, savings, CDs, FDIC-insured IRAs and qualifying Wells Fargo Advisors investment accounts; applicable bank fiduciary/custody accounts and annuities are excluded from the bonus.
  4. Keep the enrolled lead Premier account open and unrestricted through payment. Premier accounts linked to other Premier accounts do not qualify.
Monthly Fee
$35/moWaived with:

Maintain at least $250,000 in statement-ending qualifying linked consumer deposit and/or investment balances each fee period. Monthly fee-waiver definitions differ from the bonus's new-funds rules; confirm eligible linked accounts with the banker.

Payout Timeline
Within 30 calendar days after satisfying the day-90 holding requirements.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
View Offer
BMO

Smart Advantage Checking

Up to $600Code provided with offer

Regional offer

Opening Deposit
$25
Requirements
  1. Open an eligible new BMO personal checking account through the official offer between 09-09-2026 and 12-15-2026 with at least $25. Online applications must be submitted and approved before 9 p.m. Central Time on the final day.
  2. Use the offer page's online opening button to apply the promo code automatically. For branch or phone opening, request the code from BMO's offer form and use it when opening.
  3. Beginning the month after opening, receive at least $1,000 in qualifying income direct deposits per calendar month to earn $100 for that month, up to $600 over six months.
  4. Keep an eligible checking account open, in good standing and with a positive balance when each monthly bonus is paid.
Monthly Fee
$0
Payout Timeline
Each qualifying month's $100 bonus is paid approximately 10 days after the start of the following month; up to six monthly payments.
Availability
Select states onlyAZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI
Offer Expiration
View Offer
Bank of America

Bank of America Advantage Plus Banking

Up to $500
Opening Deposit
$100
Requirements
  1. Open a new eligible Bank of America Advantage Plus Banking account through the promotional page.
  2. Fund the account with the required minimum opening deposit.
  3. Within 90 days, receive qualifying direct deposits totaling at least $2,000 for $100, $5,000 for $300, or $10,000 or more for $500.
Monthly Fee
$12/moWaived with:

Receive at least one qualifying direct deposit of $250 or more each statement cycle.

Other ways to waive (2)
  • Maintain a minimum daily balance of $1,500 or more.
  • Have an account owner enrolled in BofA Rewards and qualify for the Preferred Plus, Preferred Honors, or Premier tier.
Payout Timeline
Bank of America states that it will attempt to pay the earned bonus within 60 days after the requirements are satisfied and the deposit period ends.
Availability
Nationwide
Offer Expiration
View Offer

Understand the requirements