How to earn the bonus
- Request your bonus offer code from Wells Fargo's official page, then bring it to a branch to open or upgrade to Premier Checking by 01-13-2027. A new account requires at least $25 to open.
- Bring $250,000 or more in new deposits to qualifying linked accounts by day 45 after opening or upgrade.
- Maintain at least $250,000 in qualifying linked balances through day 90. Eligible balances include consumer checking, savings, CDs, FDIC-insured IRAs and qualifying Wells Fargo Advisors investment accounts; applicable bank fiduciary/custody accounts and annuities are excluded from the bonus.
- Keep the enrolled lead Premier account open and unrestricted through payment. Premier accounts linked to other Premier accounts do not qualify.
Promo code
Promo code required — provided through the official offer.
Direct deposit and qualifying activity
No payroll direct deposit requirement. Bring at least $250,000 in new deposits to qualifying linked consumer deposit or investment accounts by day 45 and maintain at least $250,000 through day 90. These funds are separate from the $25 minimum for opening a new Premier account.
Bring the required new funds by day 45 after opening or upgrading; maintain the required balance through day 90. Eligible new deposits received up to seven calendar days before applying the code can count.
Minimum opening deposit
$25
Offer timeline
Open the account
Request your bonus offer code from Wells Fargo's official page, then bring it to a branch to open or upgrade to Premier Checking by 01-13-2027. A new account requires at least $25 to open.
Complete requirements
Bring the required new funds by day 45 after opening or upgrading; maintain the required balance through day 90. Eligible new deposits received up to seven calendar days before applying the code can count.
Expected bonus payout
Within 30 calendar days after satisfying the day-90 holding requirements.
Account closure and payout conditions
Enrolled Premier account must remain open and unrestricted until payment; zero-balance accounts may close.
Monthly fee and how to waive it
$35/mo
How to waive it
- Maintain at least $250,000 in statement-ending qualifying linked consumer deposit and/or investment balances each fee period. Monthly fee-waiver definitions differ from the bonus's new-funds rules; confirm eligible linked accounts with the banker.
Eligibility and previous-customer rules
New-customer rule
New Premier Checking customers may open a new account. Existing Wells Fargo customers without Premier Checking may qualify by opening or upgrading; this is not limited to customers new to all Wells Fargo checking.
Previous-bonus rule
No Premier Checking bonus in the preceding 12 months. Only the primary owner of the lead Premier account is eligible; one bonus per new or upgraded account.
Other restrictions
Employees, non-resident aliens and foreign entities signing IRS Form W-8 are excluded. Cannot combine with another consumer deposit offer. Upgrading forfeits any pending bonus on the prior checking account.
Availability
Branch-only opening or upgrade. Confirm branch access and address eligibility with Wells Fargo; this promotion does not publish a state list.
Deadline, payout and account closure
Offer ends
Open or upgrade in a branch with the offer code by 01-13-2027.
Expected bonus payout
Within 30 calendar days after satisfying the day-90 holding requirements.
Closure and payout conditions
Enrolled Premier account must remain open and unrestricted until payment; zero-balance accounts may close.
Personal relationship checking
This is a personal checking promotion for a new or upgraded Premier account. It is not a business or standalone savings bonus. The $250,000 requirement is a new-funds holding condition, not a payroll requirement or the account opening deposit.
Qualifying linked investment balances are optional. Investments are not FDIC-insured deposits, may lose value and have different risks from bank deposits. Confirm which linked accounts qualify for the bonus and for the separate monthly fee waiver. Upgrading an account with another pending Wells Fargo checking bonus forfeits that pending bonus.