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Wells Fargo Bank, N.A. / Everyday Checking

Wells Fargo Everyday Checking $325 Bonus — January 2027 Offer

Public offer

Current offer

Bonus
$325
Direct deposit
$1,000+
Qualify within
90 days
Monthly fee
$15/moWaivable
Opening deposit
$25
Availability
Nationwide
Offer ends
View official offer (opens in a new tab)↗See how to qualify ↓

Offer terms, eligibility, fees and availability can change. Review the financial institution’s current terms before opening an account.

How to earn the bonus

  1. Open a new eligible Everyday Checking account using the official offer by 01-13-2027; the published account opening minimum is $25.
  2. Apply through the official online offer to apply the bonus code automatically, or request the code by email from Wells Fargo and bring it to a branch.
  3. Receive $1,000 or more in qualifying electronic income deposits within 90 calendar days after opening.
  4. Keep the enrolled account open and unrestricted until the bonus is paid.

Promo code

Promo code required — provided through the official offer.

Direct deposit and qualifying activity

Receive at least $1,000 in posted qualifying income electronic deposits within 90 calendar days of opening. Eligible methods include ACH income direct deposits, RTP/FedNow income payments and qualifying third-party debit-card credits. Account transfers, mobile deposits, Zelle and branch/ATM deposits are excluded. Pending early-pay deposits count only once posted.

90 calendar days from account opening. Bonus deposit requirements and recurring monthly fee-waiver requirements are separate.

Minimum opening deposit

$25

Offer timeline

  1. Open the account

    Open a new eligible Everyday Checking account using the official offer by 01-13-2027; the published account opening minimum is $25.

  2. Complete requirements

    90 calendar days from account opening. Bonus deposit requirements and recurring monthly fee-waiver requirements are separate.

  3. Expected bonus payout

    Within 30 calendar days after all offer requirements are met.

  4. Account closure and payout conditions

    Enrolled account must not be closed or restricted at payment; a zero balance can lead to closure.

Monthly fee and how to waive it

$15/mo

How to waive it

  • Receive at least $500 in total qualifying electronic deposits each fee period.
  • Maintain a $1,500 minimum daily balance.
  • Maintain at least $5,000 in qualifying deposit balances, investment balances or both, measured under Wells Fargo's fee-period rules.
  • Primary account owner is age 17–24.
  • Receive a qualifying monthly non-civilian military direct deposit under Wells Fargo Worldwide Military Banking.

Eligibility and previous-customer rules

New-customer rule

New Wells Fargo consumer checking customers only; only the primary owner is eligible.

Previous-bonus rule

Not eligible if the primary owner received a Wells Fargo consumer checking bonus in the previous 12 months.

Other restrictions

Employees, non-resident aliens, foreign entities signing IRS Form W-8 and Private Bank-experience deposit accounts are excluded. One bonus per customer/account; cannot combine with another consumer deposit offer.

Availability

Available online to eligible U.S. consumers; branch opening requires obtaining an offer code and visiting Wells Fargo.

Deadline, payout and account closure

Offer ends

Open using the offer code by 01-13-2027.

Expected bonus payout

Within 30 calendar days after all offer requirements are met.

Closure and payout conditions

Enrolled account must not be closed or restricted at payment; a zero balance can lead to closure.

Official information

Related current offers

Compare checking account bonuses and requirements
Bank (Account)Bonus Amount (Promo Code)Opening DepositRequirementsMonthly FeePayout TimelineAvailabilityOffer ExpirationLink
Wells Fargo(Premier Checking)

Relationship offer

$2,000Code provided with offer$25
  1. Request your bonus offer code from Wells Fargo's official page, then bring it to a branch to open or upgrade to Premier Checking by 01-13-2027. A new account requires at least $25 to open.
  2. Bring $250,000 or more in new deposits to qualifying linked accounts by day 45 after opening or upgrade.
  3. Maintain at least $250,000 in qualifying linked balances through day 90. Eligible balances include consumer checking, savings, CDs, FDIC-insured IRAs and qualifying Wells Fargo Advisors investment accounts; applicable bank fiduciary/custody accounts and annuities are excluded from the bonus.
  4. Keep the enrolled lead Premier account open and unrestricted through payment. Premier accounts linked to other Premier accounts do not qualify.
$35/moWaived with:

Maintain at least $250,000 in statement-ending qualifying linked consumer deposit and/or investment balances each fee period. Monthly fee-waiver definitions differ from the bonus's new-funds rules; confirm eligible linked accounts with the banker.

Within 30 calendar days after satisfying the day-90 holding requirements.
Check eligibilityState list is not published. Check eligibility with the bank.
View Offer
Wells Fargo

Premier Checking

$2,000Code provided with offer

Relationship offer

Opening Deposit
$25
Requirements
  1. Request your bonus offer code from Wells Fargo's official page, then bring it to a branch to open or upgrade to Premier Checking by 01-13-2027. A new account requires at least $25 to open.
  2. Bring $250,000 or more in new deposits to qualifying linked accounts by day 45 after opening or upgrade.
  3. Maintain at least $250,000 in qualifying linked balances through day 90. Eligible balances include consumer checking, savings, CDs, FDIC-insured IRAs and qualifying Wells Fargo Advisors investment accounts; applicable bank fiduciary/custody accounts and annuities are excluded from the bonus.
  4. Keep the enrolled lead Premier account open and unrestricted through payment. Premier accounts linked to other Premier accounts do not qualify.
Monthly Fee
$35/moWaived with:

Maintain at least $250,000 in statement-ending qualifying linked consumer deposit and/or investment balances each fee period. Monthly fee-waiver definitions differ from the bonus's new-funds rules; confirm eligible linked accounts with the banker.

Payout Timeline
Within 30 calendar days after satisfying the day-90 holding requirements.
Availability
Check eligibilityState list is not published. Check eligibility with the bank.
Offer Expiration
View Offer

Understand the requirements